Institutional intelligence at individual prices.
Two tiers. No feature gating beyond the line below. No surprise overages. Pick the depth you need and get back to the work.
Free
Everything you need to evaluate a stock by hand.
- check_circle All S&P 500 fundamentals
- check_circle 10 years of historical data
- check_circle Income, balance sheet, cash flow
- check_circle KPIs, earnings, analyst ratings
- check_circle 25 requests / day
Pro
The full illuminated canopy — AI analysis included.
- bolt Everything in Free, plus:
- check_circle AI-powered DCF valuations (bear / base / bull)
- check_circle Earnings transcript summaries
- check_circle Competitive moat scoring
- check_circle Investment risk analysis
- check_circle 500 requests / minute
Intelligence Matrix
| Feature | Free | Pro |
|---|---|---|
| S&P 500 fundamentals | check | check |
| 10-year historical data | check | check |
| Income, balance, cash flow | check | check |
| Analyst ratings & estimates | check | check |
| AI-powered DCF valuations | — | check |
| Earnings transcript summaries | — | check |
| Competitive moat scoring | — | check |
| Investment risk analysis | — | check |
| Rate limit | 25 / day | 500 / min |
| Support response | Best-effort | Within 24 hours |
Common Questions
Can I upgrade or cancel anytime? expand_more
Yes. Switch tiers or cancel from your dashboard. Changes take effect on the next billing cycle.
What happens when I hit my rate limit? expand_more
You'll receive a 429 response with a Retry-After header showing exactly when your limit resets. Free tier resets daily; Pro resets every minute.
Is there a free trial of Pro? expand_more
The Free tier never expires and covers all S&P 500 fundamentals. Pro unlocks AI analysis — there's no separate trial; upgrade when you need it and cancel anytime.
What payment methods do you accept? expand_more
All major credit cards through Stripe. Annual plans are billed once per year.
Do you offer discounts for students or open source? expand_more
Yes. Reach out to hello@malinal.ai with proof of student status or a link to your project.
From raw data to actionable insight.
Connect your stack — or your AI agent — to the same financial intelligence layer trusted by serious individual investors.
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