MALINAL SIGNAL

AI-powered financial analysis.

Signal endpoints combine structured fundamentals with large language models to produce DCF valuations, transcript summaries, moat assessments, and risk analysis. All Signal endpoints require a Pro plan.

workspace_premium Signal endpoints require the Pro plan.

Intrinsic Value

GET /v1/signal/{symbol}/intrinsic-value

Three-scenario DCF estimate (bear / base / bull) with growth assumptions, discount rate, and a suggested intrinsic value. The AI selects assumptions based on historical trends, sector comparables, and recent guidance.

Key fields

  • suggested_intrinsic_value — Anchor estimate per share, USD
  • valuation_low / valuation_high — Range across scenarios
  • confidence — HIGH, MEDIUM, or LOW based on data quality
  • analysis_data.reasoning — Plain-English explanation of the call
  • analysis_data.key_drivers / risk_factors — Bulleted lists for use in agent context
See response shape →

Earnings Transcript Summaries

GET /v1/signal/{symbol}/transcript-summaries

AI-generated summaries of earnings calls. Each summary includes a narrative overview, revenue and earnings guidance, margin outlook, growth drivers, risk factors, management tone, and notable quotes.

Key fields

  • summary — One-paragraph overview of the call
  • revenue_guidance / earnings_guidance / margin_outlook — Forward statements distilled
  • growth_drivers / risk_factors — Lists ready for downstream agent context
  • management_tone — Sentiment label (e.g., cautiously optimistic)
  • notable_quotes — Verbatim pulls worth surfacing to a user
See response shape →

Competitive Advantages

GET /v1/signal/{symbol}/competitive-advantages

Identifies the company's competitive moats and rates each one's durability. Useful for portfolio research and for prompting an agent to weigh long-term defensibility.

Key fields

  • advantages[].category — e.g., Ecosystem Lock-in, Brand Premium, Network Effects
  • advantages[].description — Detailed explanation
  • advantages[].durability — strong, moderate, or weak
See response shape →

Investment Risks

GET /v1/signal/{symbol}/investment-risks

AI-identified risks that could impact stock performance, categorized by type and ranked by severity.

Key fields

  • risks[].category — e.g., Regulatory, Geographic Concentration, Product Cycle
  • risks[].description — Detailed explanation
  • risks[].severity — high, medium, or low
See response shape →

Methodology

Signal combines structured fundamentals (SEC filings, market data) with large language model analysis. DCF scenarios use historical trends, sector comparables, and recent management guidance. Transcript summaries process the full call text. Moats and risks are surfaced from filings, transcripts, and industry reports. Every AI-generated payload includes a last_updated timestamp.

Next steps

Response Shapes

JSON
intrinsic-value
// GET /v1/signal/AAPL/intrinsic-value
{
  "symbol": "AAPL",
  "suggested_intrinsic_value": 215.80,
  "valuation_low": 187.50,
  "valuation_high": 258.40,
  "confidence": "HIGH",
  "scenarios": {
    "bear":  { "intrinsic_value": 187.50, "growth": "3%" },
    "base":  { "intrinsic_value": 215.80, "growth": "7%" },
    "bull":  { "intrinsic_value": 258.40, "growth": "12%" }
  },
  "analysis_data": {
    "reasoning": "Apple trades near base-case fair value...",
    "key_drivers": ["Services growth", "Margin stability"],
    "risk_factors": ["China exposure", "Regulatory"]
  },
  "last_updated": "2026-04-20T14:30:00Z"
}
transcript-summaries
// GET /v1/signal/AAPL/transcript-summaries
{
  "symbol": "AAPL",
  "quarter": "Q4 2025",
  "summary": "Record services revenue...",
  "revenue_guidance": "Q1 2026: $123-128B",
  "earnings_guidance": "EPS $2.10-$2.20",
  "margin_outlook": "Gross margin 46-47%",
  "growth_drivers": [
    "Services revenue",
    "Wearables"
  ],
  "risk_factors": [
    "Greater China softness",
    "FX headwinds"
  ],
  "management_tone": "cautiously optimistic",
  "notable_quotes": [
    "\"Services hit an all-time high\""
  ],
  "last_updated": "2026-04-18T10:00:00Z"
}
competitive-advantages
// GET /v1/signal/AAPL/competitive-advantages
{
  "symbol": "AAPL",
  "advantages": [
    {
      "category": "Ecosystem Lock-in",
      "description": "High switching costs...",
      "durability": "strong"
    },
    {
      "category": "Brand Premium",
      "description": "30-40% pricing power...",
      "durability": "strong"
    }
  ],
  "last_updated": "2026-04-18T10:00:00Z"
}
investment-risks
// GET /v1/signal/AAPL/investment-risks
{
  "symbol": "AAPL",
  "risks": [
    {
      "category": "Regulatory",
      "description": "EU DMA and US antitrust...",
      "severity": "medium"
    },
    {
      "category": "Geographic Concentration",
      "description": "China is 19% of revenue...",
      "severity": "medium"
    }
  ],
  "last_updated": "2026-04-18T10:00:00Z"
}